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Individual Retirement Accounts (IRAs) As much fun as The Little Brown Jug is, a retirement strategy it does not make.

The Ohio State Bank can help put you on the track to a guaranteed retirement savings plan.

We offer traditional IRAs that can retain FDIC insurance. We make it easy to get started, with a minimum $100 opening deposit and no setup fees. The sooner you start, the sooner you'll reach your goals.

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  • • Tax-advantaged retirement savings
  • • Greater earnings than savings account
  • • No setup or maintenance fees
  • • No income limits to open
  • • Contributions are tax deductible on state and federal income tax*
  • • Earnings are tax deferred until withdrawal (when usually in lower tax bracket)
  • • Withdrawals can begin at age 59½
  • • Early withdrawals subject to penalty**
  • • Mandatory withdrawals at age 70½
  • • $100 minimum deposit to open

*Consult with a tax advisor. Subject to some minimal conditions.
**Certain exceptions apply, such as healthcare, purchasing first home, etc.

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