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Health Savings Account (HSA) No one plans on getting sick or injured. But you can bank on it that you will. Literally.

You can set up a tax-advantaged health savings account to reap the benefits of pre-tax contributions and tax-free earnings.

Our HSA has no monthly fee and only takes a $10 deposit to open. Funds are saved for future medical costs and gain great tax advantages when used as such. Access is easy with a free debit card. Take control of your healthcare expenses today.

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  • • No monthly service fee*
  • • $10 minimum deposit to open
  • • Contributions are tax free**
  • • Interest grows tax free
  • • $1,000 minimum balance to earn interest
  • • Tiered rate structure; higher rates for larger balances
  • • Withdrawals are tax free when used for qualified medical expenses***
  • • HSA is owned by you, not employer
  • • Easy access by check, Visa® debit card, online banking, teller

*A monthly dormant fee of $8 will be charged if there is there is both no activity after one year and the balance is below $500.
**If contributions are made after income was taxed, the amount deposited is tax deductible.
***Withdrawals for non-qualified medical expenses are subject to income tax and a 10% penalty. The 10% penalty is waived for persons 65 and over or who have become disabled.

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