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Credit Cards Whether you value a lower APR or a major reward program, The Ohio State Bank has a credit card with no annual fee for you.

We offer Visa® and MasterCard® options for both programs. The Preferred Points Card earns one point for each dollar spent, redeemable for cash back, travel, merchandise, and gift cards.


  • • No annual fee
  • • Visa® or MasterCard®
  • • Rental car collision damage waiver protection
  • • Travel insurance (MasterCard)
  • • 24/7 online account access
  • • Low Rate Card option
  • • Preferred Points Card option
  • • Earn one point for each dollar spent
  • • Earn up to 10,000 points per month
  • Redeem points for cash, travel, merchandise, and gift cards

You might also be interested in:  Individual Retiremnet Accounts (IRAs)   Health Savings Account (HSA)