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Certificates of Deposit (CDs)

CDs are an easy, guaranteed way to boost your bottom line. Fixed rates and FDIC insurance preserve your capital investment and eliminate exposure to risk.

The Ohio State Bank offers a wide range of terms to make CDs available to businesses big and small. You can even elect to have earnings paid throughout the term instead of waiting for maturity.* Get started today.

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Summary

  • • Fixed rates for guaranteed returns
  • • Greater earnings than savings accounts
  • • Retain FDIC insurance
  • • Terms from 1 month to 8 years
  • • Penalty for early withdrawal of principal
  • • Interest compounds daily, credited monthly
  • • Options to collect interest monthly during term*
  •        • Transfer to your checking or savings account
  •        • Check mailed to you
  • • $500 minimum deposit to open
  • • Jumbo CDs available

Check out our current rates.

*Receiving earnings during term by check or transfer will affect the Annual Percentage Yield (APY) on interest earned.