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Agricultural Loans Ag lending requires expertise and familiarity with local farming conditions.

The Ohio State Bank ag lenders know North Central Ohio farming inside and out. From fertilizer to fuel, your expenses cover the gamut. We offer flexible lending solutions to meet them all.

Come see us for strategies to short-term, working capital, long-term, real estate, or any other need. We're here to foster your growth, and help you succeed.


  • • Competitive rates
  • • Local decision-making
  • • Local servicing to make process easier
  • • Flexible terms
  • • Fixed-rate term loans
  • • Lines of credit
  • • Commercial real estate loans
  • • Financing for equipment, vehicles, farm improvements
  • • USDA loans
  • • Streamlined application process
  • • Personal service at every step

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